Home Inspection Tips Every Buyer Should Know, Laura Cooper

Home Inspection Tips Every Buyer Should Know

Buying a home is one of the biggest investments you'll ever make—and a professional home inspection is a key part of protecting that investment. Whether you’re a first-time home buyer or a seasoned property investor, knowing what to expect during the home inspection process can help you avoid costly surprises down the road.

Here are my top home inspection tips to help you make a confident, informed purchase:

1. Never Skip the Inspection

Even in a hot Toronto market where homes are selling quickly, don’t be tempted to waive the inspection just to make your offer more appealing. A thorough inspection can reveal issues that might not be visible during a showing—like foundation cracks, faulty wiring, or hidden water damage.

2. Hire a Qualified, Local Inspector

Look for a certified inspector with experience in homes similar to the one you’re buying. In the GTA, that could mean older Toronto homes with century-old wiring or newer builds in Durham with different construction standards. I always recommend inspectors I trust—just ask!

3. Attend the Inspection

While you’ll get a detailed report after, being present during the inspection gives you the opportunity to ask questions, see concerns firsthand, and better understand how your future home works.

4. Don’t Panic Over Minor Issues

Every home—even a brand new one—will have a few things come up in an inspection report. Look for red flags like major structural issues, mold, roof damage, or outdated electrical systems. Small fixes like leaky faucets or loose handrails are common and often easy to repair.

5. Ask About the Major Systems

Be sure your inspector checks and comments on the roof, HVAC, plumbing, electrical, foundation, and windows. These are the big-ticket items that can be costly if they need replacement or repair.

6. Use the Report to Negotiate

Depending on the results of the inspection, you may be able to renegotiate your offer, request repairs, or ask for a price reduction. A good inspection report arms you with the knowledge to make a smart decision.

7. Re-Inspect if Needed

If the seller agrees to make repairs, it’s perfectly reasonable to request a re-inspection before closing to ensure the work was completed properly.

A home inspection is your chance to take a deeper look at what you’re really buying. With the right inspector and the right real estate agent by your side, you’ll feel empowered to make the best decision for your future.

If you’re thinking of buying in Toronto or Durham, I’m here to help guide you every step of the way—from offer to inspection to closing.

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What the Bank of Canada’s Interest Rate Cut Means for Buyers and Sellers

September 17, 2025

The Bank of Canada announced today that it is reducing its overnight lending rate by 25 basis points to 2.5% . This move comes in response to a softer Canadian economy, global trade uncertainty, and easing inflation pressures. But what does this mean for buyers and sellers in today’s real estate market? Let’s break it down. Why the Rate Was Cut Canada’s economy has faced several challenges recently: Trade and tariffs : Exports dropped sharply in the second quarter, with global trade tensions weighing heavily on growth. Employment : Job losses in trade-sensitive sectors have pushed the unemployment rate to 7.1%. Inflation : While core inflation has hovered near 2.5–3%, the Bank sees less upward pressure going forward, especially with the removal of certain tariffs. With slower economic activity and reduced inflation risk, the Bank made the decision to lower rates to stimulate growth and maintain stability. What This Means for Home Buyers This interest rate cut is good news if you’re thinking about buying a home . Here’s why: Lower borrowing costs : Mortgage rates often move in tandem with the Bank’s policy rate. This reduction could mean lower monthly payments or the ability to qualify for a slightly larger mortgage. Improved affordability : For first-time buyers, lower interest rates can make the difference between renting and owning. More options : With inventory levels improving in many parts of the GTA, buyers now have more choice, and lower rates make those options more accessible. What This Means for Home Sellers For sellers, the rate cut could also be a positive signal: More active buyers : Lower mortgage rates bring more buyers into the market, increasing demand. Faster sales : As affordability improves, homes priced competitively are more likely to sell quickly. Market stability : While the broader economy faces challenges, lower rates help keep housing activity steady. What to Watch Next The Bank of Canada emphasized that it is proceeding cautiously . Future rate decisions will depend on how trade tensions evolve, whether businesses increase investment, and how consumer spending holds up. For buyers and sellers alike, this means the current environment offers opportunity , but staying informed is key. 💡 Thinking about buying or selling in Toronto or Durham Region? Now is a great time to explore your options. Let’s chat about how today’s rate cut could impact your next move. 📞 Call Laura Cooper, Royal LePage Estate Realty: 416-690-2181